Bad Credit Loans from the Money Hub
The Money Hub provides a fast and premier service for the provision of bad credit secured loans, bad credit unsecured loans, bad credit personal loans and guarantor loans.
We have relationships with some of the major lenders in the UK and we will always try to provide you with the most competitive and relevant financial product for your particular requirement.
The Money Hub is a loan centre that provides a very fast and efficient service for all their clients, homeowners or tenants. We work with a range of lenders and loan companies providing loans to clients who have good credit record and those who have had some bad credit, missed payments, defaults or even CCJs on their credit history.
Finding a loan can take a lot of time and can cause lots of credit searches which you want to avoid as this can impact your credit rating. We only carry out one credit check and then we will be able to give you the best loan quote from our panel of lenders.
The Money Hub is a name you can rely on and trust. Be assured that as soon as your enquiry is received we shall start the process to assist you in finding the loan that you want.
Frequently Asked Questions
How do I apply for a loan?
To apply for a loan please either call us on the above telephone number or complete the loan enquiry form and we will get in touch with you at a suitable time to give you a loan quote.
What are the Loan Rates?
The loan rate that you will pay will depend upon several factors and one of those is your credit history. If you give us a call we can discuss your enquiry, carry out a credit check and provide you with an accurate loan quotation.
How long until I get the loan?
There are several types of finance that we deal with and some loans like guarantor loans can provide you with the money in a very short time.
I have got bad credit, can you help?
We can help clients who have got a bad credit history. We have finance companies who specialise in providing loans with no credit history, loans after bankruptcy and flexible loans.
I have bad credit. Can I get an unsecured loan?
We have a panel of lenders who provide unsecured bad credit loans to people. If you do not qualify for an unsecured bad credit loan we could look at a secured bad credit loan (for homeowners only) or maybe a bad credit guarantor loan.
What is a secured loan and can I get one with bad credit?
A secured loan is a way to obtain the money you require using your property as collateral. Often people with bad credit use secured loans to get a lower interest rate than what they would receive with an unsecured loan. This is because there is less risk for the lender. Nowadays it is increasingly easier for people with bad credit to get a secured loan, this type of lending is becoming more prominent on the market, with loans being specifically designed for those with a bad credit rating.
Over what loan term could I have a bad credit personal loan?
Generally unsecured bad credit loans are over 12 to 60 months.
Unsecured and Secured Loans
Get A Quote Now - It's FREE!
RATES AS AT 01/01/2016 THE ACTUAL RATE AVAILIABLE WILL DEPEND UPON YOUR INDIVIDUAL CIRCUMSTANCES. PLEASE ASK FOR A PERSONAL ILLUSTRATION. THE MONEY HUB LIMITED ARE A LICENSED CREDIT BROKER AND NOT A LENDER.
How we work
Just some of the UK Lenders we compare
(not specific to your circumstances)
FROM £3,000 - £1,000,000
RATES FROM 4.69% APRC
REPRESENTATIVE 16.9% APRC VARIABLE
Representative Example - If you borrow £12,000 over 4 years at a Representative APRC of 16.9% and an annual interest rate of 16.9% APRC (fixed) you would pay £345.64 per month.
Total charge for credit will be £4,590.72. Total repayable is £16,590.62
(TENANTS & HOMEOWNERS)
FROM £1000 - £25,000
RATES FROM 4.8% APRC
REPRESENTATIVE 26.8% APRC VARIABLE
At a Representative 26.8% APRC Variable, borrow £10,000 over 120 months pay back £219.78 per month, total payable £26,373.60.
Total charge for credit will be £16,373.60.