To ensure the best experience for our customers we have enabled website cookies. Please click continue if you wish to accept our cookies.
To find out how we use cookies to improve your experience please Click Here

Bad Credit Loans from the Money Hub

The Money Hub provides a fast and premier service for the provision of bad credit secured loans, bad credit unsecured loans, bad credit personal loans and guarantor loans.

We have relationships with some of the major lenders in the UK and we will always try to provide you with the most competitive and relevant financial product for your particular requirement.

The Money Hub is a loan centre that provides a very fast and efficient service for all their clients, homeowners or tenants. We work with a range of lenders and loan companies providing loans to clients who have good credit record and those who have had some bad credit, missed payments, defaults or even CCJs on their credit history.

Finding a loan can take a lot of time and can cause lots of credit searches which you want to avoid as this can impact your credit rating. We only carry out one credit check and then we will be able to give you the best loan quote from our panel of lenders.

The Money Hub is a name you can rely on and trust. Be assured that as soon as your enquiry is received we shall start the process to assist you in finding the loan that you want.

Frequently Asked Questions

How do I apply for a loan?
To apply for a loan please either call us on the above telephone number or complete the loan enquiry form and we will get in touch with you at a suitable time to give you a loan quote.

What are the Loan Rates?
The loan rate that you will pay will depend upon several factors and one of those is your credit history. If you give us a call we can discuss your enquiry, carry out a credit check and provide you with an accurate loan quotation.

How long until I get the loan?
There are several types of finance that we deal with and some loans like guarantor loans can provide you with the money in a very short time.

I have got bad credit, can you help?
We can help clients who have got a bad credit history. We have finance companies who specialise in providing loans with no credit history, loans after bankruptcy and flexible loans.

I have bad credit. Can I get an unsecured loan?
We have a panel of lenders who provide unsecured bad credit loans to people. If you do not qualify for an unsecured bad credit loan we could look at a secured bad credit loan (for homeowners only) or maybe a bad credit guarantor loan.

What is a secured loan and can I get one with bad credit?
A secured loan is a way to obtain the money you require using your property as collateral. Often people with bad credit use secured loans to get a lower interest rate than what they would receive with an unsecured loan. This is because there is less risk for the lender. Nowadays it is increasingly easier for people with bad credit to get a secured loan, this type of lending is becoming more prominent on the market, with loans being specifically designed for those with a bad credit rating.

Over what loan term could I have a bad credit personal loan?
Generally unsecured bad credit loans are over 12 to 60 months.

We arrange lots of loan options to our clients such as Unsecured Loans, Secured Loans and Guarantor loans.

Get A Quote Now - It's FREE!

100% Secure

About the Loan

About You

About Your Residence

Please tick the box confirming that you want to be contacted by The Money Hub and agree with our Initial Disclosure Document and Privacy Policy.
* SUBJECT TO STATUS. LOANS MAY BE SECURED ON YOUR HOME. THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY. WARNING: LATE REPAYMENT CAN CAUSE YOU SERIOUS MONEY PROBLEMS.

RATES AS AT 01/01/2016 THE ACTUAL RATE AVAILIABLE WILL DEPEND UPON YOUR INDIVIDUAL CIRCUMSTANCES. PLEASE ASK FOR A PERSONAL ILLUSTRATION. THE MONEY HUB LIMITED ARE A LICENSED CREDIT BROKER AND NOT A LENDER.

How we work

Tick
Homeowners to start with you can give us a call or complete the above online application.
Tick
One of our consultants will be in touch with you to discuss your application.
Tick
We will talk you through the quotations we find and confirm these in an email also.
Tick
If you wish to proceed we will be happy to post you your application pack.
Tick
Tenants please complete our online form, this will direct you to one of our selected lenders.
Tick
100% Secure, Confidential and hassle free.

Just some of the UK Lenders we compare
(not specific to your circumstances)

1st Stop Loans Shawbrook Together Loans Evolution Money Fin-Sec Masthaven Paragon Finance RateSetter Spring Finance TFS Loans Zopa Loans Optimum Credit

SECURED LOANS
(HOMEOWNERS ONLY)

FROM £3,000 - £1,000,000

RATES FROM 4.69% APRC

REPRESENTATIVE 16.9% APRC VARIABLE

Representative Example - If you borrow £12,000 over 4 years at a Representative APRC of 16.9% and an annual interest rate of 16.9% APRC (fixed) you would pay £345.64 per month.

Total charge for credit will be £4,590.72. Total repayable is £16,590.62

UNSECURED LOANS
(TENANTS & HOMEOWNERS)

FROM £1000 - £25,000

RATES FROM 4.8% APRC

REPRESENTATIVE 26.8% APRC VARIABLE

At a Representative 26.8% APRC Variable, borrow £10,000 over 120 months pay back £219.78 per month, total payable £26,373.60.

Total charge for credit will be £16,373.60.


PLEASE SEE THE ABOVE TYPICAL APRC REPRESENTATIVE COVERING ALL THE LOAN PRODUCTS WE PROVIDE AND SOME OF THE LENDERS LOGOS WHO WE WORK WITH (NOT SPECIFIC TO YOUR PERSONAL CIRCUMSTANCES)

PLEASE WAIT

Loading

We are currently processing your details and trying to select a suitable lender.

You will shortly be re-directed to a lenders landing page to complete your application. We will let you know if a lender will be contacting you directly.

Thank you for your patience