Finding the Cheapest Loan
Here at The Money Hub, we specialise in finding our clients the cheapest loans with the best rates, suitable and affordable to their individual circumstances. When applying with us, we will provide you with a personalised quote in almost no time at all. We also work alongside many lenders that offer very competitive interest rates starting from 4.69% (dependent upon your credit file).
If you own your own home, taking out a cheap homeowner loan is a great way of raising some money by releasing equity into your property for almost any reason.
There are many reasons as to why you may be thinking of taking out a loan with the cheapest rates, here are some of our most popular examples:
- Home Improvements - New Kitchen / Bathroom / Extension / Loft Conversion / General Improvements.
- Family Holiday.
- Debt Consolidation - Combining some or all of your outstanding debts into one affordable monthly payment.
- Business Loan - New company start up or maybe you are looking to expand your existing company
- New Car
Frequently Asked Questions
How do I know if the loan quotation I have been provided with is the best one for me?
When applying for a loan with us at The Money Hub, we will compare many quotations given to us by the panel of lenders that we work alongside of and we help you to choose the loan most suitable to you.
After I have applied for my cheap unsecured loan, how long will it take for me to receive the funds?
Depending on your individual circumstances, you could receive the funds within a matter of hours.
I have received a few cheap loan quotations, however the interest rate is higher than expected. Why is this?
There are many factors that can contribute towards the interest rate that you have been quoted. One of those could be that your credit score is lower than you expected it to be, however this does not necessarily mean you will not be able to obtain a loan with a lower rate.
Get a quote now for the cheapest loan by calling us or complete the enquiry form and we will call you to discuss your loan enquiry in more detail.
Find our Cheapest Loan Quotes
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How we work
Just some of the UK Lenders we compare
UNSECURED LOAN REPRESENTATIVE EXAMPLE - 49.9% APRC (variable) Secured loans from 3.83% APRC.
SECURED LOAN REPRESENTATIVE EXAMPLE - Assumed borrowing of £30,000 over 240 months, with a 36 month fixed rate followed by a variable rate plus a brokers fee of £1,495 and a lender fee of £495 would result in a monthly repayment of £256.04, the APRC 8.2% for 36 months then a monthly repayment of £247.45 on variable rate, the total amount payable would be £59,817.24. The actual rate available will depend on your circumstances, please ask for a personalised illustration.
By taking out a secured loan you are borrowing money that is secured against your home. If you are thinking of consolidating existing borrowing you should be aware that you may be extending the terms of the debt and increasing the total amount you repay. Rates as of 16/01/2017.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
WARNING: LATE REPAYMENT CAN CAUSE YOU SERIOUS MONEY PROBLEMS. FOR HELP, GO TO MONEYADVICESERVICE.CO.UK.